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Membership is established by opening a $5 share/savings account and is available to anyone who lives, works, worships or attends school in Bristol, Plymouth & Barnstable counties in Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown. Federally insured by NCUA, Equal Housing Lender, EOE.